Terms of use

Effective Date: 24 June 2025

Welcome to qert.xyz. By accessing or using our website, you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any part of these terms, you are prohibited from using or accessing this site. The materials and content on this website are protected by copyright and trademark laws.

1. Acceptance of Terms

By using qert.xyz, you acknowledge that you have read, understood, and agreed to comply with these Terms of Use, our Privacy Policy, and any other policies we may publish. Your continued use of the website signifies your acceptance of any updates to these terms.

2. User Rules

As a user of this website, you agree not to:

  • Violate any applicable local, national, or international laws;
  • Post or transmit any unlawful, threatening, defamatory, obscene, or otherwise objectionable material;
  • Use the site for unauthorized commercial purposes;
  • Attempt to gain unauthorized access to any part of the website or other user accounts;
  • Engage in any activity that could disrupt or interfere with the functionality of the website.

We reserve the right to suspend or terminate your access if you violate these rules.

3. Intellectual Property Rights

All content on qert.xyz — including but not limited to text, graphics, logos, images, audio clips, and software — is the exclusive property of qert.xyz or its content providers and is protected by copyright, trademark, and other intellectual property laws.

No content may be copied, reproduced, distributed, transmitted, displayed, sold, licensed, or otherwise used for any purpose without prior written consent from qert.xyz.

4. Use License

Permission is granted to temporarily download one copy of the materials on qert.xyz for personal, non-commercial, and transitory viewing only. This is a license, not a transfer of title. Under this license, you may not:

  • Modify or copy the materials;
  • Use the materials for any commercial purpose or public display;
  • Attempt to decompile or reverse-engineer any software on the website;
  • Remove any copyright or proprietary notices from the materials;
  • Transfer the materials to another person or mirror them on another server.

This license will terminate automatically if you violate any of these restrictions and may be terminated by qert.xyz at any time. Upon termination, you must destroy any downloaded materials.

5. Limitation of Liability

In no event shall qert.xyz or its partners be liable for any direct, indirect, incidental, consequential, or special damages arising out of or related to your use or inability to use the website or its content, even if advised of the possibility of such damages.

Some jurisdictions may not allow the exclusion or limitation of certain liabilities, so these limitations may not apply to you.

6. Disclaimer

The materials on qert.xyz are provided “as is.” qert.xyz makes no warranties, expressed or implied, and disclaims all other warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not guarantee the accuracy, completeness, or timeliness of the content.

7. Account Cancellation

Users may request to cancel their account at any time by contacting us. We reserve the right to suspend or terminate any account that violates these Terms of Use or any applicable laws, without prior notice. Upon termination, your right to access the site and its content will immediately cease.

8. Modifications to Terms

qert.xyz may revise these Terms of Use at any time without notice. By continuing to access or use the website after revisions become effective, you agree to be bound by the updated terms. We encourage you to check this page periodically for updates.

9. Links to Other Sites

Our website may contain links to third-party websites. We have no control over and are not responsible for the content, privacy practices, or terms of any third-party sites. Visiting linked sites is at your own risk.

10. Governing Law and Dispute Resolution

These Terms of Use are governed by and interpreted in accordance with the laws of the United States of America. Any disputes arising from these terms shall be resolved exclusively in the courts of competent jurisdiction within the United States.

In the event of a dispute, we encourage you to contact us first to seek a resolution before initiating legal action.

Frequently Asked Questions

Do you need help? Here are some frequently asked questions for your reference:

Qert is an educational platform focused on delivering clear and unbiased information across lifestyle, finance, technology, and more. Our mission is to help you make smart, informed decisions by sharing practical tips, comparisons, and expert insights. We believe knowledge is power — and at qert, we empower you to live smarter and plan your future with confidence.

Our content is based on verified sources, including official websites, expert blogs, and research-backed reports. At qert, transparency is a core value. We do not charge for our content, do not promote sponsored products, and we work independently from financial institutions — ensuring that what you read is always in your best interest.

Yes, 100%! All content and tools on qert are free to use. We never charge for access, and we don’t offer any paid subscriptions. Everything is provided with the goal of helping you grow and live better — no strings attached.

To keep you updated with valuable insights and tips, we may request your name and email. This allows us to send personalized guidance and ensure you’re always connected with our most relevant updates.

We do not conduct any type of financial transactions or handle monetary values. This website operates solely as an informational platform, providing relevant and educational content to the general public — especially to those underserved by traditional banking services and large corporations. All information published here is reliable, independent, and created with the public’s best interest in mind.